Cash Balance Pension Plan Solutions

Design | Service | Outcomes

Key Benefits

Direct Access to Plan Actuaries

Consistent Annual Contributions

Daily Account Valuation

Dedicated Relationship Managers

Wide Selection of Investment Options

Cash Balance Plans for Independent Physicians and Dentists

Our retirement plan solutions are designed to maximize annual retirement contributions, minimize income taxes, and reduce administrative headaches and costs.

Small and medium sized practices are being overlooked by the big retirement plan providers.

We understand how frustrating this must be for you. It seems that their focus is primarily on larger corporations, which can sometimes leave smaller businesses like yours feeling overlooked. Their one-size-fits-all plans may not fully address your unique needs, leaving you to handle compliance, administration, and other responsibilities on your own.

That’s where we come in. At Physicians Pension Fiduciary, we specialize in serving independent physicians and dentists. As a boutique retirement plan provider, we’re dedicated to understanding the unique challenges you face and partnering with you to create a safe and secure financial future.

Contact us for a complimentary second opinion of your Cash Balance plan today!

How We Help You and Your Employees Save for Retirement

In our 20+ years of experience, we’ve developed deep relationships with key retirement plan companies and can connect your practice to experts across the industry. Through these companies, we’re able to create a comprehensive retirement plan solution and offer coordinated, personalized advice you can’t get from the big plan providers. Here’s how it works.

Information Gathering and Analysis

Using our secure file transfer portal, provide your Cash Balance Plan Adoption Agreement and Amendments, latest Actuarial Valuation Report, Year End Participant Statements, and the latest Cash Balance Plan census. We will also need your 401(k) Plan Adoption Agreement and amendments, latest participant statements, the latest 401(k) Plan census, and the 408(b)(2) fee disclosure from your 401(k) provider. We will review your information with our partners and offer insights on how your plan could be more efficient, providing better retirement outcomes without added cost.

Implement Recommendations

When you’re ready to make the switch, we will work to create your new plan and coordinate the implementation process. Our aim is to make this as seamless as possible for plan sponsors and participants.

Review Recommendations

We’ll coordinate analysis calls with our partners. They’ll review their personalized recommendations for your Cash Balance Plan and answer all of your questions in a way that is easy to understand, highlighting the tangible benefits for you and your employees.

Ongoing Support and Education

We provide personal follow-up and concierge service to ensure your needs are met. From our quarterly updates to participant education and enrollment support, you’ll receive the high-touch service you’ve been missing from your current plan providers.

Why Should You ChoosePhysicians Pension Fiduciary?

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Coordinated Service from Industry Experts

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Hands-on Implementation Support

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ERISA 3(21) Investment Advisor Fiduciary Service and Support

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Quarterly Update Calls

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Phone and Email Support

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One-on-one Advice

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Specialized Support for Physicians and Dentists

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Retirement Readiness Planning based on Investment Objectives, Risk Tolerance, and Time Horizon

About Physicians Pension Fiduciary

Physicians Pension Fiduciary is a boutique financial services firm dedicated exclusively to developing retirement plan solutions for independent physicians and dentists. Our coordinated approach and nimble mindset work to create efficient, practical plans that can help them unlock better outcomes for their retirement plans.

Patrick Wallace, MBA, CFP®

Founder and President

Our founder, Patrick Wallace, entered the financial services industry in 2002 after completing his Executive MBA at Texas Christian University.  He found that private practice physicians and dentists were crucially underserved in the retirement plan space and founded Physicians Pension Fiduciary to support this critical need and provide financial care to those who cared so much for others.

Patrick is a widely recognized leader in the Dallas/Fort Worth financial advisor community as a member of the Dallas/Fort Worth Chapter of the Financial Planning Association, a CERTIFIED FINANCIAL PLANNER™ professional, and member of the Tarrant County Bar Association. He has also contributed to personal finance articles in Money Magazine, USA Today and the Wall Street Journal.

Prior to entering the financial services industry Patrick enjoyed a very successful engineering career with General Dynamics (F-16 Program: Comm/IFF Systems Integration, EMI/EMC), Abbott Laboratories (Blood Chemistry Analyzers (U.S. Patent 4,897,244), and Intel (Two time recipient of Intel’s Achievement Award).

Outside of work, Patrick is a private pilot and stays active in the local aviation community.  He and his wife, Tracie, enjoy flying short local hops for those $100 hamburgers and cross country flights to Colorado.

Check the background of investment professionals on FINRA’s BrokerCheck.

Lara Cason

Operations Associate

Lara Cason joined Patrick in February 2015 after working closely with a local CPA firm for several years.  Using her past work experiences as an Executive Assistant, she assists Patrick with the day to day operations required by FINRA to run an ethical and successful financial firm.  Lara believes the intricacies of the financial industry are best navigated with expert advice and she is passionate about supporting Patrick to assist all clients in achieving their goals.

As a fellow Texas Christian University graduate, Lara can frequently be found cheering on the Horned Frog football team both at home and at their bowl games.  If you see her in the office, there’s a good chance you’ll catch her wearing something purple.  In her spare time, Lara enjoys traveling, spending time with her family and playing her various musical instruments.

We work with the following partners to coordinate and deliver comprehensive retirement plan services:

Want to know how your plan measures up?

Contact us to schedule a complimentary second opinion review and receive your free copy of Medical and Dental Practices Guide | Cash Balance Plans.